Do You Want To Learn More About Our Easy Loans?

Applying for a loan is not always easy. Before you even apply, you need to establish whether you can afford the application in the first place, and then you need to find a company that can process your application. Applying for a loan is stressful enough, so you do not need any additional stress or overcomplicated processes that exist for the sole reason to frustrate and discourage potential applicants. What you need is a company that understands this and will do what it can to help you. What you need is the compassion and insight of a company like Boodle Loans. We offer easy loans that are designed to help you, not hinder you. Continue reading for more information on what you will need to apply for a loan and how it works.

What Do I Need To Apply For An Easy Loan?

Our entire application process is simplified and streamlined to help you understand exactly what you are getting yourself into and what you will need to get started. To apply, all you will need is a computer and/or phone with a working internet connection (since the entire process is online), your ID number (so we can conduct a credit check), and your banking details (so that we can make the loan payment and arrange for loan repayment). It’s as easy as that.

Everything is automated, so it is possible that our systems may reject your loan application if you have a low credit score or if there is a judgment against your name. If your loan request is denied, you can submit an appeal within 48 hours (to appeals@boodle.co.za) and we will process your application manually, which may result in your application status getting changed. To launch an appeal, send the following to the aforementioned email address: your latest payslip, two months’ bank statements, a certified copy of your ID, and a brief motivational letter as to why we should approve your appeal. You are not guaranteed approval, but it is still worth trying.

Is There A Catch Behind Easy Loans?

There is no catch when it comes to the easy loans offered by us. In the interest of transparency, we make extensive information on all of our rates and fees available, including administrative fees and interest rates. If you are not happy with the quote we provide you, you can decline it without suffering any penalty. Our quotes come with no obligation, but they must be accepted within five working days – otherwise you will have to resubmit your application.

Another important aspect that you should be aware of is that our loan repayment periods are fairly short – from two working days to six months. Our loans are not big and range from as little as R100 to R6000 (and a little more if you are a loyal client with an excellent SmileRank®), which means you will not be saddled with excessive debt that is outside of your means to be repaid. Easy loans are meant to help you out of a tight spot, not to help you dig the hole even deeper.

You can learn more about how our easy loans work by clicking here.