Increase Your Boodle SmileRank® For Bigger Quick Access Loans

There are a number of things in life that can contribute to stress. Big bills, unexpected illness, and even frustrations at work. Whatever the cause may be, it would not be fair to take on more onto your plate for the sake of survival. Money is usually one of the biggest causes of stress for many people, especially when you consider that the lack of money actually contributes to or exacerbates many other stressors. It can be difficult sometimes to keep up with all the bills and unexpected expenses, which is when you might consider taking out a loan. This process can be stressful in and of itself, as there is usually no guarantee that the loan will be granted and even if it is, having the reassurance that you will be able to pay it all back.

This is where Boodle comes in. We understand how stressful life can be and we do not want to add more stress to your life. We want to be a source of relief and reassurance for people who come to us for quick access loans. Our quick access loans are pretty self-explanatory – they can quickly be applied for and they also pay out quickly. The amounts we grant are rather small, but they can be increased if you increase your Boodle SmileRank®. Continue reading to find out what the Boodle SmileRank® is and how you can increase yours to get more out of your quick access loans.

What Is The Boodle SmileRank®?

A quick explanation is that the SmileRank® is essentially a score we assign to you that shows us you are a responsible borrower. A low score is not necessarily bad, and a high score is not necessarily the equivalent to winning the jackpot, but they do play a role in how much money you can borrow from us. We’ve implemented this system as part of our philosophy of responsible lending. We believe that customers should not be disadvantaged simply for applying for quick access loans, and we aim to be as transparent with customers to reassure them that we are on their side.

Having a high Boodle SmileRank® benefits you in a few specific ways. The first one is that your loan applications will be processed more quickly, as we would have already done all the necessary checks and we would thus just need to confirm any changes to your personal information or credit profile on our system (which tends to go more quickly than creating an entirely new profile). The next benefit is that you will be able to apply for bigger quick access loans up to R8000, while also being allowed to pay back the loan over longer periods of time; up to 6 months.

How To Increase Your SmileRank® Ranking

The easiest and most consistent way to increase your ranking is to pay back your quick access loans on time and to be consistent in your borrowing. If you are unable to pay back the money you borrowed, you need to let us know ASAP so that we can make alternative arrangements and prevent your SmileRank® from going down. Our priority is to help you.

Click here to find out more about the Boodle SmileRank®.