The Quickest Way To Apply For Personal Loans In South Africa

2021 is almost over and the December holidays are here. It’s a time of family and joy, but for some people it’s a time of frustration and anxiety. Even though you want to buy gifts for your loved ones and extra food for the next big family gathering, you may not have the funds readily available (whether it’s due to increased spending as a result of the COVID pandemic, or if you didn’t receive a salary bonus this year). Whatever the reason is for your need to spend a little more money over the next few weeks, you’re probably looking at various options, such as personal loans and salary advances. If you live in South Africa and you want to know more about affordable personal loans, read on!

How Easy Is It Really To Get Personal Loans In South Africa?

Depending on your credit score and the amount of money you need, it could be either very easy or very difficult to successfully apply for and obtain personal loans in South Africa. Luckily for you, Boodle Loans falls squarely into the “easy” category. That is because our business is to help people, not extort them for money. “Easy” may be a subjective term for some people, but for Boodle Loans it means objective, tangible results. Applying for one of our personal loans is as easy as making a few clicks and waiting a few minutes. It’s even quicker when you’ve applied for one of our personal loans before, because that means we already have most of your information on file (excluding your most up-to-date credit score, which rises and falls over time in South Africa, making it necessary to monitor it regularly). Your application can be approved in as little as 10 minutes, which means that if you were to boil a kettle and make a cup of tea, your loan would be ready by the time you are done.

How Does It Work?

If you live in South Africa, you probably already know that loans can get bloated quickly if they need to be repaid over long periods of time and if the initial loan amount was high. Some people can manage the monthly fees that tend to increase over time due to inflation, but it’s more difficult than ever to stay afloat in South Africa due to the ongoing effects of the pandemic. That being said, the idea behind Boodle Loans is that we offer loans against your next salary, which means that our loan amounts tend to be low (from a few hundred Rand to a few thousand) and our repayment periods tend to be short. Sometimes all you need is your salary, but a few weeks early to account for unexpected financial obligations and emergencies. If you are still apprehensive, or if you need reassurances that we won’t take advantage of you, we have taken every possible step to remain transparent to consumers. You’ll be able to see every fee, every rate, and every premium on your desired loan amount before you even proceed with your application. You can also adjust the loan amount and repayment period to your liking, giving you as much or as little flexibility as you need. If you are a South African resident and you need a quick loan, apply here.